Financial advice for Bray and the Wicklow corridor
Independent, Central Bank regulated financial planning — pensions, investments, and protection — for people living and working between Bray, Greystones, and Wicklow town. We meet you locally or online, with a free 45-minute first consultation.
Local to Bray and north Wicklow
An advisor who actually knows the area
We work with families and professionals across Bray, Greystones, Delgany, Kilcoole, Enniskerry, and Wicklow town. Three things that matter when your advisor is local.
We meet where it suits you
In your home, a coffee in Bray or Greystones, or a video call after the school run. Whichever works around your week.
Built for commuters and families
Most of our local clients are dual-income households balancing a Dublin or Wicklow mortgage with kids, pensions, and protection. We plan around that reality.
Independent, not tied to one provider
We are not a bank or a tied agent. We compare the whole market on protection, pensions, and investments, then recommend what genuinely fits.
What we help Bray and Wicklow clients with
Three core areas we'll explore together — based on what you actually need, not a fixed package.
Protect what matters
Mortgage protection, life cover, income protection, and serious illness cover — reviewed against the whole market. If you have a quote, we will match or beat it.
Grow your wealth
Whether you have a lump sum, a regular surplus, or an existing portfolio, we will outline risk-appropriate options aligned to your timeframe and goals.
Retire with confidence
PRSAs, executive pensions, employer scheme reviews, and auto-enrolment readiness. We will calculate what retirement actually costs and map the path to get there.
Meet Shane O'Toole, CFP®
Shane is a Certified Financial Planner with nearly two decades of experience. He works directly with every client — there is no handing you off to a junior. If you book a Bray consultation, you are speaking with the person who will plan your finances.
+
Years in financial planning
+
Clients advised across Ireland
M+
Assets under management
%
Central Bank regulated
Working with Shane and the team at Empowered Money has been a hugely positive experience.
Shane's clear, strategic financial advice gave me the confidence and ability to take over a year off work, to travel and spend time with family, while continuing to contribute to my pension and maintaining my financial stability.
Thanks to his guidance, I've now reentered the workforce in a strong position, with my long-term goals still fully on track. I'm incredibly grateful for his support, insight, and the peace of mind his expertise has provided.
Andrea Henry
Customer of Empowered Money
What to expect
How the free consultation works
Forty-five minutes, no pressure, and a clear view of where you stand by the end of it.
Choose in-person (we travel across north Wicklow) or video call — whichever suits.
We send a secure digital fact-find so you can share your pension, protection, and investment details at your own pace.
On the call we walk through your situation, flag gaps and quick wins, and answer anything you have been wondering about.
You leave with a clear written summary. No follow-up sales pressure — you decide if and when to go further.
Bray and Wicklow — common questions
What people in the area usually ask before getting in touch.
We also work with clients across Wicklow
Greystones, Delgany & Kilcoole
Local financial planning for Greystones and the surrounding coastal villages — particularly geared to commuter families and executive-pay situations.
Wicklow town & south Wicklow
Serving Wicklow town, Rathnew, Ashford, and the surrounding area for pensions, investments, and protection planning.
Greater Dublin & beyond
Outside the Wicklow corridor? We work with clients right across Ireland — in person where practical, online where it is easier.
Book your free Bray consultation
Pick a 45-minute slot that suits you — in-person across north Wicklow or by video call. No cost, no obligation.
Book your consultation today.