Empowered Money

Is your financial plan keeping up with your career?

As an L&D professional, you help others grow every day. But when was the last time you reviewed your own pension, protection, or savings? Take a 2-minute financial health check and get a personalised recommendation — completely free.

Financial planning for L&D professionals

Exclusive for L&D professionals

What you get as part of the L&D community

Three exclusive benefits — because we understand your world.

Best Price Protection Plans

We will match or beat any protection plan quote you have been offered. Life cover, income protection, serious illness — guaranteed best price.

100% Allocation

Every cent of your pension and savings contributions goes to work for you. 100% of your money is invested from day one.

Free First Consultation

Your initial financial review is completely on us. No obligation, no pressure — just clear, honest guidance tailored to your situation.

Your advisor

One of your own in financial planning

Shane O'Toole CFP® started his career in Learning & Development at Irish Life, spending 4 years in the industry. With nearly two decades of financial planning experience, he understands the L&D community — your career paths, your challenges, and your goals. That is why he created this exclusive offer for L&D professionals.

Years in L&D at Irish Life

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Years in financial planning

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Central Bank regulated

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Clients advised

Shane O'Toole, Certified Financial Planner
Andrea Henry testimonial photo

Working with Shane and the team at Empowered Money has been a hugely positive experience.


Shane's clear, strategic financial advice gave me the confidence and ability to take over a year off work, to travel and spend time with family, while continuing to contribute to my pension and maintaining my financial stability.


Thanks to his guidance, I've now reentered the workforce in a strong position, with my long-term goals still fully on track. I'm incredibly grateful for his support, insight, and the peace of mind his expertise has provided.

Andrea Henry

Customer of Empowered Money

Your questions answered

Common questions from L&D professionals about financial planning

Still have questions?

We're here to help you.

Ready to take control of your financial future?

Take the 2-minute financial assessment to see where you stand. You will get a personalised score and tailored recommendations — completely free, with no obligation.

Start your financial planning journey